Let me tell you a tiny story that happened just last Sunday.
I was having chai with my old school friend Vikram. He earns around ₹21 lakh, happily settled in the new tax regime because it saves him almost ₹80,000 compared to the old one. Suddenly he got a little sad.
“Ram yaar, main every year ₹50,000 donate karta hoon to an orphanage near my house. Ab new regime mein toh 80G bhi nahi milega na? Bas aise hi dil se de raha hoon ab.”
I almost spat my chai laughing.
“Arre bhai, 80G toh abhi bhi full allowed hai new regime mein! Tu ₹50,000 dega toh ₹25,000 tak ka deduction milega and ₹7,800–₹15,600 tax bach jayega depending on your slab!”
His eyes went wide like a kid who just found out chocolate is actually good for health.
That’s exactly why I’m writing this post today — because 8 out of 10 people I talk to still believe “new regime = no deductions at all”. Wrong. Very wrong.
Section 80G is one of the rare superheroes that survived the new regime massacre. And honestly? I love it even more now.
So, Straight Answer First (No Beating Around the Bush)
Yes. 100%. Full-power allowed.
You can claim Section 80G donation deduction even if you have chosen the new tax regime for FY 2025-26 (AY 2026-27). In fact, it is one of the only three major deductions left alive in the new regime (the others being 80CCD(2) employer NPS and 80JJAA for employers).
Charity didn’t just survive — it got VIP status.
How Much Money Are We Actually Talking About?
Let me make a simple table that I show everyone who messages me (you can screenshot this):
| Donation Amount | Eligible % | Actual Deduction | Tax Saved in 30% slab | Feels Like |
|---|---|---|---|---|
| ₹10,000 | 50% | ₹5,000 | ₹1,560 + cess | Free movie + popcorn |
| ₹25,000 | 50% | ₹12,500 | ₹3,900 + cess | Weekend dinner for family |
| ₹50,000 | 50% | ₹25,000 | ₹7,800 + cess | New phone cover + case + screen guard |
| ₹1,00,000 | 50% | ₹50,000 | ₹15,600 + cess | One EMI of your bike/car |
| ₹50,000 | 100% (PM CARES, PMNRF, etc.) | ₹50,000 | ₹15,600 + cess | Full shopping cart on Amazon sale |
Tell me honestly — which one made you smile? Exactly.
My Personal Donation Journey (Because I Practice What I Preach)
Every year I do three donations without fail:
- ₹25,000 to an orphanage in my hometown (50% eligible)
- ₹20,000 to PM CARES whenever any disaster hits (100% eligible)
- ₹10,000–₹15,000 random UPI to verified GoFundMe kind of campaigns on Milaap or GiveIndia whenever I see a genuine medical emergency.
Total donation ≈ ₹60,000–₹70,000 Total deduction I claim ≈ ₹45,000 Tax saved ≈ ₹14,000–₹18,000 every single year.
That ₹18,000 literally pays for my next year’s donation. It’s like the universe saying, “Keep doing good, I got your back.”
The Funds That Give You 100% Deduction (My Secret List)
These are the ones where every rupee you give comes back as deduction:
- Prime Minister’s National Relief Fund
- Prime Minister’s Citizen Assistance and Relief in Emergency Situations Fund (PM CARES)
- National Defence Fund
- Clean Ganga Fund
- National Fund for Control of Drug Abuse
- Swachh Bharat Kosh
- National Children’s Fund
I keep this list bookmarked. Whenever I feel like donating on impulse, I pick one of these — zero guilt, maximum benefit.
Real Reader Stories That Made My Day
→ Priya from Hyderabad donated ₹1 lakh to Akshaya Patra last year (50% eligible). She was in the new regime and thought she’d get nothing. Claimed ₹50,000 deduction → saved ₹15,600 tax. She called me crying happy tears.
→ Rohan runs a startup, ₹35 lakh income. He donated ₹2 lakh to PM CARES in March 2025. Got full ₹2 lakh deduction → saved almost ₹78,000 in tax (30% + surcharge). He said, “Bhai, charity karne ka mazaa hi alag hai jab government bhi saath deta hai.”
Golden Rules So You Never Lose the Deduction
- Never ever donate cash above ₹2,000 — deduction cancelled.
- Always take receipt with 80G certificate number + unique registration number.
- Check if the NGO has filed Form 10BD (most good ones do it automatically now).
- Donate before 31st March 2026 for this year’s ITR.
Do these four things and sleep peacefully.
More Feel-Good Tax Guides on Quarterly News
- 7 Donations That Give 100% Tax Benefit in India 2025
- How I Saved ₹1.8 Lakh Tax Legally on ₹22 Lakh Salary (New Regime)
- Old vs New Tax Regime – My Family’s Real Calculation 2025
Go on, open your UPI app right now. Donate whatever your heart says. And reply to this post telling me which cause you chose — I read every single comment.
Because doing good should always feel this good.
Written & regularly updated by Ram Lodhi Finance Writer & Credit Specialist at Quarterly News Since 2017 I’ve been donating every year, claiming 80G proudly in both regimes, and teaching friends how to help others while helping themselves. These are real receipts from my phone, real smiles from people I helped, and real happiness that money can’t buy — but tax saving definitely adds to it.
Last updated: November 22, 2025
Sources (Go Verify, I Dare You)
- Income Tax India Official – List of Deductions Allowed in New Regime
- Section 80G Complete List & Rules AY 2026-27
- Finance Act 2025 – Chapter VI-A Deductions in New Regime
Quick FAQ (Questions I Get in DMs Daily)
Q: Cash donation ₹5,000 diya mandir mein — claim kar sakta hoon? A: Sorry bhai, ₹2,000 se zyada cash allowed nahi.
Q: Old regime mein zyada deduction milta hai kya 80G mein? A: Exactly same. No difference.
Q: Company CSR se donate karwaya — personal deduction milega? A: No, only personal donation from your pocket.
Now go be awesome. I’m waiting to hear your donation story ❤️
Disclaimer This is general guidance based on rules as of November 22, 2025. Always keep proper receipts and cross-check with the Income Tax portal. Large donations deserve a quick chat with your CA. Do good, save tax, spread happiness!