Ram Lodhi

Hey, nothing feels worse than opening your CIBIL report and seeing that red “defaulter”, “written-off” or “settled” tag staring back at you – especially when you’re …

Hey there! If you’re fed up with credit cards that feel free in the first year and then suddenly charge you ₹2,000–₹10,000 every year, I totally …

Hey friends, Ram Lodhi this side! I still remember the day in 2019 when I walked into an SBI branch for my first personal loan – …

Hey, it’s Ram Lodhi again! Every single day I get at least 4–5 WhatsApp messages asking the same thing: “Bhaiya, which is the best app for …